Pamoja We Can

Pamoja We Can Harambee USA is a program that stems its purpose from the urgency of funds that arises if or when the diaspora loses a loved one. Regrouping in order to raise money for the costs has been rather a frustrating and cumbersome process because in many cases, there have been insufficient funds to withdraw from in order to cover for the costs transporting the deceased back home.

We are committed to helping and supporting you to eliminate the hassle of raising funds for funeral services should they occur.

Vision

Our vision is to become the leader in championing traditional self-help emergency events (such as pre-funeral planning) for members of the East African diaspora in the United States, Mexico and Canada

Mission

Our mission is to reinvent the pre-funeral planning process in the front end, in a way that members will plan ahead for their funerals in order to alleviate all the costs associated with a funeral (i.e., transportation, embalming, funeral arrangements, and so forth) so that the deceased can be handled with respect and dignity at the burial of their choice.

RULES & REGULATIONS

RULES AND REGULATIONS 

The administration fee will begin in January 1. A penalty of 50% applies after 30 days of non­payment of the administration fee. If payment is not received 15 days after the 30 day nonpayment period, a member will be automatically withdrawn from PHU. All contributions made to Pamoja We Can!!! Harambee USA (if any) is non­refundable.

Delegates of states, board of Directors and NEO must address the issues that lead to suspension, termination of the member prior to the reinstatement of the member, and their recommendation will be forwarded to Founding members.

Restoration will start only when the Founding members agree that the situation which led to the suspension of membership has been rectified.

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How It Works

Initial cost of $120 

Applicant must be in the United States at the time of application.

Maintenance fee ($21.30) paid annually every January 1st.

Replacement: Calculated $20,000/ no. of active members.

Kids under the age of 18 are exempted from payment and covered under their parents’/guardian’s membership.

Benefits are with no regard with the burial location.

No death event, no replacement.

Mandatory 30 days to make replacement.

Did You Know

Did you know that the average cost of a funeral including transporting the body to Tanzania for burial is atleast $15, 000 (USD).

Did you know that there are many people who are depending on the generosity of Jumuiya members to contribute and raise this $15,000 (USD) so the body can be transported to Tanzania.

Did you know that the average funds raised by a Jumuiya are between $2000-$5000 (USD), forcing many to have to expand the fund raising efforts across the USA to fill the gap.

Did you know that the average donation a Jumuiya member makes for a funeral is $100.

Did you know that for a mere $20 annual fee and a one time $90 deposit, you could remove the worries of how to handle your final affairs?

As a member of Pamajo We Can Harambee USA, you will have the opportunity to get $20,000 to cover your final affairs at the economical price of an initial $120, which includes a one time $90 deposit and a $30 recurring annual fee.

A member will pay no more than $30/incident, a money $saving from current contributions.

FAQs

What advantage does Pamoja We Can Harambee USA (PHU) have over life insurance?

  • Our program, PHU covers for a family’s immediate needs following the loss of a loved one, providing financial support during a difficult time. Our program can provide peace of mind for multiple members of a family by ensuring the costs of a dignified send-off are covered without placing additional financial strain on loved ones during their time of grief.
  • Also, not all foreigners in the United States are eligible to insurance which a challenge this program aims to tackle.

 

Are those outside the United States eligible for membership?

  • Yes; members who were registered in the U.S, paid a membership fee and pay replacement will still hold a membership status.

Are extended family members eligible for coverage?

  • Yes, if they are registered members.

How do you handle the sudden death of a member whose annual payment and/or replacement fee are not completed?

  • Unfortunately, we do not cover for anyone with outstanding balances.

Because Of You : No More Financial Burden
After Losing A Loved One!.

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